Privacy Policy
Treasury Technologies, Inc. ("Treasury," "we," "us," or "our") is committed to maintaining robust privacy protections for our users. This Privacy Policy ("Privacy Policy") is designed to help you understand how we collect, use, and safeguard the information you provide to us, and to assist you in making informed decisions when using our financial management services (the "Services").
By accessing our website (treasury.sh) or using our Services, you accept this Privacy Policy and our Terms of Service, and you consent to the collection, storage, use, and disclosure of your personal information as described in this Privacy Policy.
I. Information We Collect
We collect both "Personal Information" and "Non-Personal Information."
Personal Information
Personal Information includes data that identifies you as an individual. This may include:
- Name and contact details (email, phone number)
- Account credentials (username, password)
- Financial account data (via our integration partner Plaid)
- Transaction records, balances, and budget preferences
- Profile details and financial goals
Non-Personal Information
Non-Personal Information includes data that does not personally identify you. Examples include:
- Device details (IP address, browser type, operating system)
- Usage data (features used, time spent, pages visited)
- Location data (with your consent)
- Cookies and tracking technologies
Information Collected via Technology
Like many services, we automatically track information provided by your browser or device when you interact with our Services. This includes referring/exit pages, URLs, click counts, and session data. We use cookies and similar technologies to collect and remember user preferences, both on an individual and aggregate basis.
Information Collected Through Plaid
When you connect a financial account through Plaid, we securely access:
- Account balances and transactions
- Account and routing numbers
- Investment holdings and performance
- Income and expense categories
Children's Privacy
Our Services are not directed to anyone under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have unintentionally collected such data, please contact us immediately at privacy@treasury.sh.
II. How We Use and Share Information
Use of Personal Information
We use your information to:
- Provide, maintain, and improve our Services
- Process transactions and manage financial data
- Communicate updates, support notices, and security alerts
- Respond to questions and support requests
- Monitor usage trends and detect fraud
- Personalize your experience
- Comply with legal and regulatory obligations
Sharing of Information
We never sell, trade, or rent your personal information. We may share information as follows:
Service Providers
We work with trusted partners, including:
- Plaid (secure financial data connections)
- Cloudflare and Google Cloud (hosting and infrastructure)
- Email and analytics providers (communications and performance insights)
Legal Requirements
We may disclose information when required by law or when necessary to:
- Comply with court orders or regulations
- Protect our rights, property, or safety
- Prevent, detect, or investigate fraud or wrongdoing
Business Transfers
In the event of a merger, acquisition, or asset sale, your information may be transferred to the acquiring entity.
Use of Non-Personal Information
We use Non-Personal Information to improve our Services and analyze trends. We may also share aggregated, anonymized data with third parties for analytics and research purposes.
III. How We Protect Information
We implement strong security measures to protect your data, including:
- 256-bit SSL encryption in transit
- Encryption at rest for sensitive data
- Regular security audits and vulnerability testing
- Strict access controls and authentication
However, no system is 100% secure. By using our Services, you acknowledge and accept this risk.
IV. Your Rights and Choices
- Account Access: You may update, correct, or delete your account information at any time.
- Communications: You may opt out of promotional emails by clicking "unsubscribe" or updating your settings.
- Data Portability: You may request a copy of your personal information in a structured, common format.
- Data Deletion: You may request deletion of your information, subject to legal obligations.
- California Residents: If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA).
V. Data Retention
We retain your information for as long as necessary to provide our Services and fulfill the purposes outlined in this policy. We may also retain information to comply with legal obligations, financial reporting requirements, tax and audit obligations, or to defend against claims.
VI. Third-Party Services and Links
Plaid Integration
By using Plaid to connect your accounts, you acknowledge your data will be processed in accordance with Plaid's Privacy Policy.
External Links
Our Services may link to third-party websites. We are not responsible for their privacy practices.
Analytics
We use analytics providers to understand usage and improve the Services.
VII. International Data Transfers
Your information may be processed in the United States or other countries. These locations may have data protection laws different from your own. By using our Services, you consent to these transfers.
VIII. Changes to this Privacy Policy
We may update this Privacy Policy periodically. Material changes will be communicated by:
- Updating this page with a new "Last Updated" date
- Sending you an email notification (for significant changes)
Your continued use of the Services after changes constitutes acceptance of the updated Privacy Policy.
IX. Contact Us
If you have any questions about this Privacy Policy, please contact us: