The gold standard
in personal finance.
Treasury is the personal finance app that actually understands your money. Track, plan, and get answers — in one beautiful experience.
Budgets
Tuesday, Mar 24
Good afternoon, Penny
Net Worth
$48,240
▲ $168.37 (3.6%)
📈 Road to Riches
Recent
Whole Foods $72.30
Uniqlo $48.00
Monorail Espresso $5.40Upcoming
Safeway $85.00
Spotify $12.99
REI $249.00Ask about your finances...
Ask your money anything.
Most finance apps show you data. Treasury tells you what it means — and what to do next.
You made $8K last month and still don't know where it went. Treasury breaks it down by merchant, category, and trend — in seconds.
Top Merchants
Mar 2026
Total $929.77
Avis Car Rental $412.00Whole Foods Market $302.10Costco Wholesale $215.67Car rental is 44% of your top spend.
You're paying for subscriptions you haven't opened in months. Treasury finds them, shows you the total damage, and helps you cancel.
Recurring Charges
Monthly
Total $201.95/mo
Spotify $12.99
Adobe CC New $54.99
Google One $2.99Found Adobe CC — $769 spent since you stopped using it.
You want to book the trip but you're not sure you can afford it. Treasury runs the math against your real cash flow and gives you a straight answer.
Travel budget
Aug 2026
$1,200 / $4,000
$800.00 / $1,500.00
$400.00 / $1,200.00
$0.00 / $800.00
You've spent $1,200 of your $4,000 Travel budget — $2,800 left. Plenty of room for a $2K trip.
Every budgeting tip you've read was written for someone else. Treasury knows your income, your employer, your patterns — and advises accordingly.
Personalized Tips
Use your Microsoft corporate discount at Avis
Save ~$124
Switch to Spotify Premium Duo with your wife
Save ~$5/mo
Based on your employer, household, and spending patterns.
Ask your money anything.
Most finance apps show you data. Treasury tells you what it means — and what to do next.
Top Merchants
Mar 2026
Total $929.77
Avis Car Rental $412.00 Whole Foods Market $302.10 Costco Wholesale $215.67Car rental is 44% of your top spend. Avis alone is $412 — more than groceries and wholesale combined.
Recurring Charges
Monthly
Total $201.95/mo
Spotify Premium $12.99 Adobe Creative Cloud Just detected $54.99 Google One $2.99
Planet Fitness $45.00Found Adobe Creative Cloud — you signed up 14 months ago and haven't opened it since October. That's $769 spent on nothing.
Travel budget
Aug 2026
$1,200.00 / $4,000.00
$800.00 / $1,500.00
$400.00 / $1,200.00
$0.00 / $800.00
$0.00 / $500.00
You've spent $1,200 of your $4,000 Travel budget — that leaves $2,800. More than enough for a $2K trip. Go book it.
Personalized Tips
Use your Microsoft corporate discount at Avis
You qualify for 30% off all Avis rentals as a Microsoft employee.
Save ~$124
Switch to Spotify Premium Duo with your wife
You're both paying $12.99 separately. Duo is $16.99 for two.
Save ~$9/mo
These are based on your employer, your household, and your actual spending — not generic advice.
Your whole financial life, beautifully in control.
A budget for every chapter.
Wedding. Trip to Italy. Post-promotion lifestyle. A separate budget for every phase.
Watch your net worth grow.
Every account — checking, savings, investments, credit cards — in one chart.
Net Worth
$48,382.50
+$10,182.50 (+26.7%) Past 6 Months
Chase Total Checking $51,230.00
Wells Fargo Active Cash $1,847.50
Capital One Savor $1,000.00Find every subscription you forgot.
Treasury detects recurring charges automatically and shows you what you're really paying.
Spotify Premium $12.99/mo Adobe Creative Cloud Just detected $54.99/mo Google One $2.99/mo Gym Membership $45.00/moSpend 5 minutes, not 5 hours.
AI categorizes every transaction as it arrives. Learns from your corrections. Gets smarter over time.
Whole Foods — $82.43 Spotify — $12.99
Alaska Airlines — $347.00 Safeway — $24.17 REI — $45.32What people are saying
The last finance app
you'll ever download.
Mint. YNAB. Copilot. Spreadsheets. Then they found Treasury.
5.0
App Store Rating
Loved by users in 22 states
and counting
Trusted by employees at
and more
FINALLY REPLACED THE SPREADSHEET
"I used Rocket Money for a year and maintained a spreadsheet alongside it because neither was enough on its own. Treasury replaced both. One place, everything connected, nothing to maintain. I've tried everything — nothing comes close."
Yazan A.
Founder
"Every budgeting app I've tried turned into a second job — fixing wrong categories, correcting errors, fighting the interface. Treasury is the first one that just works. The categories are right. The interface gets out of the way. I actually budget now instead of maintaining an app."
Sana N.
Tried 5+ apps before Treasury
"Most budgeting apps tell you how to manage your money. Treasury shows you exactly where it's going and lets you decide what to do with that information. It's the flexibility of a spreadsheet without the maintenance. I'm finally making decisions based on real data instead of guesses."
Colin F.
Switched from spreadsheets
"The first thing that sold me was that Treasury doesn't sell your data. In a world where every free app is monetizing your financial behavior, paying for something that's genuinely on your side feels different. And then the app itself is actually beautiful and easy to use. Both things at once — rare."
Madeline L.
Privacy-first user
Pricing
Every day without Treasury
is money left on the table.
The average person leaves $1,200+ on the table every year without realising it.
That's a lot more than $7.92 a month.
Billed $95/year · $155.88 monthly
Ask Treasury anything about your finances and get a specific answer based on your actual context.
Find what's quietly leaving your account — forgotten subscriptions, hidden fees, bills worth negotiating.
See your full financial picture — net worth, investments, and accounts in one place.
Make financial decisions with confidence — Treasury shows you what you can afford, and why.
"Found $115 in forgotten subscriptions on day one. Paid for itself before my first month was up."
Haroon N. · Dentist · Switched from Monarch
14-day free trial · Cancel anytime
Why pay for a finance app?
Because the cost of not understanding your finances is far greater than $7.92 a month.
The real comparison
Financial advisors charge $200–$400 an hour.
Treasury costs $95 a year.
Financial Advisor
$2,400+
per year (8 hours at $300/hr)
if you could get one
Treasury
$95
per year, all-in
every feature included
Same personalised intelligence — what you can afford, where you're losing money, what your net worth is doing and why. For 25× less. And unlike a financial advisor, Treasury is available any time you have a question — not just when you can get an appointment.
* Financial advisor hourly rate: $200–$400/hr per the 2024 Kitces Report. Annual estimate based on 8 hours of planning sessions.
No ads. Ever.
You're the customer. Not the product.
Free apps monetise your data — selling it to advertisers, lenders, and credit card companies. Every recommendation might be an ad. Treasury has no advertisers and no incentive to show you anything except what's genuinely useful for your finances.
Your data stays yours.
We don't sell your financial data. Period.
Your spending habits and net worth are among the most valuable data on earth to marketers. Treasury's model is simple: you pay us, we work for you. Your data gives you better answers — and nothing else.
5.0 on the App Store · "Worth every penny."
Questions? Answers.
Clarity that compounds.
Start building it today.
14-day free trial · Cancel anytime