Pricing
Every day without Treasury
is money left on the table.
The average person leaves $1,200+ on the table every year without realising it.
That's a lot more than $7.92 a month.
Billed $95/year · $155.88 monthly
Ask Treasury anything about your finances and get a specific answer based on your actual context.
Find what's quietly leaving your account — forgotten subscriptions, hidden fees, bills worth negotiating.
See your full financial picture — net worth, investments, and accounts in one place.
Make financial decisions with confidence — Treasury shows you what you can afford, and why.
"Found $115 in forgotten subscriptions on day one. Paid for itself before my first month was up."
Haroon N. · Dentist · Switched from Monarch
14-day free trial · Cancel anytime
How we compare.
All prices reflect annual plans, billed monthly equivalent.
| Treasury | Monarch | YNAB | Copilot | Rocket Money | |
|---|---|---|---|---|---|
| Price | $7.92 /mo $95/yr | $8.33 /mo $99.99/yr | $9.08 /mo $109/yr | $7.92 /mo $95/yr | $6–12 /mo no annual plan |
| AI Financial Advisor Chat with your finances, get personalized answers | |||||
| AI Memory & Context Remembers your goals, patterns, and past conversations | |||||
| AI Auto-Categorize ML learns your custom categories, not just presets | |||||
| Turbo Review Keyboard shortcuts for rapid transaction categorization | |||||
| Multiple Budgets Independent budgets per life chapter (wedding, trip, etc.) | |||||
| Net Worth Tracking | |||||
| Subscription Detection | |||||
| Auto Bank Sync | |||||
| Bank Connections | 12,000+ | 11,000+ | 12,000+ | 10,000+ | 12,000+ |
| Platforms | Web, iPhone, iPad | Web, iPhone, iPad, Android | Web, iPhone, iPad, Android | iPhone, iPad, Mac | iPhone, Android |
Why pay for a finance app?
Because the cost of not understanding your finances is far greater than $7.92 a month.
The real comparison
Financial advisors charge $200–$400 an hour.
Treasury costs $95 a year.
Financial Advisor
$2,400+
per year (8 hours at $300/hr)
if you could get one
Treasury
$95
per year, all-in
every feature included
Same personalised intelligence — what you can afford, where you're losing money, what your net worth is doing and why. For 25× less. And unlike a financial advisor, Treasury is available any time you have a question — not just when you can get an appointment.
* Financial advisor hourly rate: $200–$400/hr per the 2024 Kitces Report. Annual estimate based on 8 hours of planning sessions.
No ads. Ever.
You're the customer. Not the product.
Free apps monetise your data — selling it to advertisers, lenders, and credit card companies. Every recommendation might be an ad. Treasury has no advertisers and no incentive to show you anything except what's genuinely useful for your finances.
Your data stays yours.
We don't sell your financial data. Period.
Your spending habits and net worth are among the most valuable data on earth to marketers. Treasury's model is simple: you pay us, we work for you. Your data gives you better answers — and nothing else.
5.0 on the App Store · "Worth every penny."
Questions? Answers.
Clarity that compounds.
Start building it today.
14-day free trial · Cancel anytime