Advice quality
Tested on real financial decisions
Treasury scored 89 on TreasuryBench, compared with 71 for Origin and 52 for Monarch.
See the methodologyOne membership. Everything included.
One membership for your whole financial life
Bring your accounts, budgets, net worth, and AI money advisor together. Ask questions grounded in your real numbers and find opportunities you might otherwise miss.
$95 /year
$7.92/month equivalent · Save $61 a year
AI advice grounded in your finances
Budgets, net worth, and recurring expenses
Automatic categorization that learns from you
Every feature, with no paid add-ons
HN
“Found $115 in forgotten subscriptions on day one. Paid for itself before my first month was up.”
Haroon N. · Dentist · Switched from Monarch
14-day free trial · Cancel anytime
Read-only 256-bit encrypted No data sales
14 days free
Nothing charged today
12,000+
Connect banks, cards, and investments
Private by design
Read-only access. Your data is never sold.
Everything included
No upgrades or paid add-ons
Why members stay
The value should show up in your actual finances.
The clearest test is not a feature checklist. It is whether Treasury replaces work you were doing elsewhere, makes your numbers easier to trust, and leaves you more confident about what comes next.
One membership, fewer tools
“I used Rocket Money for a year and maintained a spreadsheet alongside it because neither was enough on its own. Treasury replaced both.”
Yazan A.
Founder · Switched from Rocket Money
Less upkeep, more confidence
“Treasury is the first one that just works. The categories are right. I actually budget now instead of maintaining an app.”
Sana N.
Tried 5+ finance apps
A product on your side
“Paying for something that is genuinely on your side feels different. And the app itself is actually beautiful and easy to use.”
Madeline L.
Privacy-first user
Advice you can examine
A money advisor should have to prove it gets the facts right.
TreasuryBench tests grounding, correctness, resolution, and prudence across 83 real financial tasks. Treasury led the finance apps we tested.
View the full TreasuryBench methodologyOverall score out of 100
Treasury
89
Origin
71
Monarch
52
100% factually clean across the benchmark
Why Treasury
Compare the decisions that actually matter.
A checklist can tell you whether a feature exists. It cannot tell you whether the advice is good, the system works together, or the price stays simple.
Complete system
Your advisor and financial picture together
Accounts, budgets, net worth, recurring expenses, categorization, and personalized guidance share the same context.
Explore every featureTransparent price
One plan, without a feature ladder
$95 a year or $12.99 monthly. The AI advisor and every core feature are included.
Compare finance appsWhy a subscription
You are the customer. Not the product.
Treasury makes money when it is useful enough to keep—not when it sells your attention or steers you toward another financial product.
No ads or product pitches
Treasury is paid by members, so it does not need to sell your attention or financial data.
No paid feature tiers
The advisor, budgets, net worth, and every core feature are included in the same plan.
Built around your decisions
Treasury helps you understand your own numbers without pushing a credit card, loan, or investment product.
Before you start
The questions that affect the decision.
You add a payment method when you sign up, but you won't be charged during your 14-day free trial. Billing only begins after it ends, and you can cancel anytime before then to avoid any charge.
Yes! When you sign up, your first 14 days are free. After the trial ends, billing begins automatically. You can cancel anytime.
Yes. No cancellation fees, no questions asked. You'll keep full access through the end of your current billing period.
Yes. Treasury uses 256-bit AES encryption — the same standard major US banks use. Account connections run through Plaid, the financial-data network trusted by thousands of fintech apps, and Treasury only ever gets read-only access: it can see your balances and transactions but can never move money. Your bank login credentials are never stored on Treasury’s servers.
Over 12,000 financial institutions across the US including Chase, Bank of America, Wells Fargo, Capital One, Fidelity, Schwab, and more.
Treasury connects 12,000+ financial institutions across the US, so it works best if your accounts are based there. It runs in any modern web browser and installs to your home screen like a native app on iPhone and Android. Support for more countries is on the roadmap.
Your data remains accessible through the end of your billing period. After that, we securely delete it within 30 days unless you resubscribe.
Ready when you are
Clarity that compounds. Start building it today.
Your whole financial life in one place, quietly working for you.
Payment method required · Cancel before renewal to pay nothing