Connect every account, keep the numbers current, plan around real life, and ask questions that consider all of it.
One connected membership
Budgeting here. Subscriptions there. Investments somewhere else. Treasury replaces the handoffs with tools that share context, uncover connections, and help you act without piecing the story together yourself.
Run your financial life
Build a plan, catch every recurring charge before it hits, understand every transaction, and follow what you are building — without paying for four separate apps.
Budget Type
Ongoing
A daily spending pace that adapts to the date range.
Goal
A fixed amount for a milestone or purchase.
Budgets
House Fund
Down payment by 2028
Wedding 2027
Venue, travel, and vendors
Everyday Life
Monthly household plan
Budget
Use ongoing budgets for daily pace and goal budgets for a defined amount or milestone.
3 new recurring transactions detected
Review and categorize to keep tracking accurate
Recurring
Upcoming payments and subscriptions
$115.98/mo
Spotify Premium
Monthly · Aug 2
$11.99
Adobe Creative Cloud
$5.00Monthly · Jul 18
$59.99
Peloton
Monthly · Jul 22
$44.00
Sibling services stay separate, and your edits are never overwritten.
Anticipate
Treasury detects subscriptions and recurring bills from your bank activity — including the quarterly and annual ones that are easy to forget — shows upcoming dates, and flags real price increases.
Net Worth
$824,382.50
▲ $42,180.20 (5.4%) this year
Assets
$862,410
Liabilities
$38,027
Net Cash
$24,920
Debt Ratio
4.4%
Grow
Follow net worth, investment-account values, assets, debts, available cash, and credit utilization together.
Whole Foods
Jul 12 · Chase
$82.43
Spotify
Jul 10 · Capital One
$11.99
Adobe
Jul 8 · Chase
$59.99
Find
Search every account and narrow transactions by category, account, tags, or date.
Advice grounded in your finances
Treasury considers your accounts, goals, and constraints, then checks the current facts before recommending a next step.
You prefer nonstop flights and usually check a bag when visiting family in Tulsa. That makes Alaska status especially useful. In the past year, $6,480 of your $9,180 airline spend was with Alaska, across four round trips from Seattle to Tulsa.
Top Merchants
Past 12 months
A
D
UThat pattern lines up with your Microsoft employee benefits: Alaska is the nonstop option on that route, and its current Microsoft fast track gives you trial Atmos Silver for 180 days; four qualifying round trips earn Atmos Gold. That can unlock free checked bags, priority boarding, preferred seating, bonus points, and upgrades when available. Past trips do not count and Saver fares are excluded, so only pursue it with travel you would take anyway. Use this link to register with your Microsoft email, then add your Atmos number before your next Tulsa trip.
What makes it a better answer
Choose a quality to see exactly where it appears in Treasury’s answer.
TreasuryBench
A transparent benchmark of answer quality across real financial questions.
Treasury
95Origin
76Monarch
53Bring everything with you
Connect the accounts you use, bring the history you already built, and let Treasury keep the complete picture useful.
Connections
7 accounts total
Connect
Read-only sync keeps balances and transactions current across more than 12,000 US financial institutions.
All done
Imported 2,418 transactions
Your history is now in Treasury.
Transactions
2,418
36 duplicates skipped
New categories
8
Accounts
6
4 merged · 2 new
Categorization is running. Imported transactions will get categories over the next few minutes.
You can undo this import within 7 days.
Import
Move over transactions from supported apps or CSV, with duplicate detection, category mapping, and a seven-day undo window.
Money Flow
This month
$7,700 → $6,120
Understand
Trace income into spending and savings with the same money-flow view used inside Treasury.
Keep it trustworthy
Treasury handles the repeatable work, keeps money moving between your own accounts from distorting the picture, and makes the remaining judgment calls fast.
Auto-Categorize Mode
All
Every transaction is categorized for you. You can always adjust later.
Confident only
Auto-Categorizes only when highly confident. You review the rest.
None
Auto-Categorize will be disabled. You categorize everything manually.
Learn
Choose how much Treasury should automate. Predictions stay visible and editable.
Review Transactions
Whole Foods
Jul 12 · Chase Sapphire
$82.43
Category
Review
Turbo Review turns the uncategorized remainder into a focused, keyboard-first flow.
Handle Internal Transfers
Choose what Treasury should do when money moves between your own accounts.
Exclude from Budget
Drops the transfer from budgets and spending totals so a credit-card payoff does not double-count, but keeps it visible in your list.
Reconcile
Treasury matches internal transfers and lets you choose exactly how they affect budgets and review.
Privacy and security
Treasury can help you understand your money without moving it, selling it, or building an advertising business around it.
Read-only connections
Treasury can read balances and transactions, but never move, withdraw, or pay with your money.
Encrypted financial data
Your financial information is protected in transit and at rest, with bank credentials kept outside Treasury.
No ads or data sales
You are the customer. Treasury does not sell your financial data or build an advertising business from it.
Let Treasury uncover missed opportunities and show you what is possible across your entire financial life.
14-day free trial · Cancel anytime
