Free Tool
Income Tax Calculator
Estimate your annual federal and state income tax liability for W-2 wages, self-employment, investments, and retirement income.
Total Tax Liability
for 2026
Effective Rate
13.1%
Federal Marginal
22.0%
Cap Gains Rate
15.0%
State Rate
8.0%
This calculator provides estimates based on 2026 federal and state tax rates using the standard deduction. Actual tax liability may vary based on itemized deductions, tax credits, AMT, and other factors. Consult a tax professional for personalized advice.
2026 Tax Brackets
Reference guide for federal income and capital gains tax rates.
Single Filers
Ordinary Income Brackets
Standard deduction: $16,100
Married Filing Jointly
Ordinary Income Brackets
Standard deduction: $32,200
Capital Gains Rates
Long-term & Qualified Dividends
SINGLE FILERS
MARRIED JOINTLY
Self-Employment Tax
For 1099/Schedule C income
SE tax applies to 92.35% of net SE income. 50% of SE tax is deductible from gross income.
Net Investment Income Tax
3.8% surtax for high earners
Applies to interest, dividends, capital gains, and other investment income. Does not apply to wages or self-employment income.
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