Estimate your take-home pay after federal and state taxes, Social Security, and Medicare.
Your Take-Home Pay
per paycheck
Federal Rate
10.2%
State Rate
4.7%
FICA Rate
7.6%
Total Rate
22.6%
This calculator provides estimates based on projected 2026 federal and state tax rates. Actual take-home pay may vary based on your specific tax situation, W-4 settings, and employer deductions. Consult a tax professional for personalized advice.
Reference guide for federal income tax rates.
Standard deduction: $15,400
Standard deduction: $30,800
Learn more about how your paycheck is calculated.
Using marginal brackets where different portions of income are taxed at different rates (10% to 37%). Your standard deduction is subtracted first.
Social Security (6.2% up to $184,500) and Medicare (1.45% on all wages, plus 0.9% above $200k single / $250k married).
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.
Gross is your total earnings before deductions. Net (take-home) is what you receive after all taxes and deductions.
401(k), health insurance, and HSA contributions reduce taxable income, lowering your tax bill.
Estimates based on 2026 tax rates. Actual pay varies by W-4 settings, credits, and employer deductions.
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