Free Tool
Paycheck Calculator
Estimate your take-home pay after federal and state taxes, Social Security, and Medicare.
Your take-home pay
per paycheck
Federal rate
10.2%
State rate
3.7%
FICA Rate
7.6%
Total rate
21.6%
After estimating take-home pay, assign it to bills by payday. Use your regular actual deposit for the plan, and check the pay stub when it arrives.
2026 federal tables from IRS Rev. Proc. 2025-32. Reviewed by Junead Khan. Last updated .
2026 Federal Tax Brackets
Reference guide for federal income tax rates.
Single Filers
Standard deduction: $16,100
Married Filing Jointly
Standard deduction: $32,200
Paycheck calculators by state
Paycheck questions.
Using marginal brackets where different portions of income are taxed at different rates (10% to 37%). Your standard deduction is subtracted first.
Social Security (6.2% up to $184,500) and Medicare (1.45% on all wages, plus 0.9% above $200k single / $250k married).
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.
Gross is your total earnings before deductions. Net (take-home) is what you receive after all taxes and deductions.
401(k), health insurance, and HSA contributions reduce taxable income, lowering your tax bill.
Estimates based on 2026 tax rates. Actual pay varies by W-4 settings, credits, and employer deductions.
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