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Pick your challenger
Choose a finance app and see how Treasury wins, point for point — and where they win back.
Treasury
The Intelligent CFO
86
Advice
99
Accuracy
AI that remembers you
Treasury recalls your goals, patterns, and past questions across every session.
Tags drive real budgets
One transaction can feed several budgets at once.
One flat price, forever
$12.99/month or $95/year — one tier, no forecasting paywall, no $199 upsell.
52
Advice
89
Accuracy
AI forgets you each session
“Ask Monarch” has no memory — every conversation starts from scratch.
Tags are cosmetic
Monarch's tags can't drive budgets or budget-specific reports.
New $199 Plus tier
Monarch moved Forecasting to a $199/year tier in April 2026 — long-time subscribers called it a bait-and-switch.
Ready when you are
Clarity that compounds. Start building it today.
Your whole financial life in one place, quietly working for you.
14-day free trial · Cancel anytime