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Net Worth

Track what you own minus what you owe — and grow it over time.

5 guides

Gouache illustration of a balance scale weighing small objects against weights, representing calculating net worth as assets minus liabilities

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How to Calculate Net Worth: Assets, Debts, and a Worked Example

Calculate your net worth without double-counting home equity or missing credit-card debt. Includes a balance-sheet example and checks for consistent values.

7 min readRead the guide

More in Net Worth

Gouache illustration of a small open gate beside a stone wall, representing accessible money within total wealth

Liquid Net Worth: Definition, Formula, and Example

Learn how liquid net worth differs from total net worth, what to include, and why a homeowner can have a negative figure without an immediate cash shortfall.

6 min read
Gouache illustration of a hand watering two differently sized garden plots, representing that a good net worth is relative to your own situation

What Is a Good Net Worth? Compare Your Goals, Not Just Your Age

Assess net worth alongside cash, debt, and goals. See why two $100,000 households can have different financial needs and how to use age benchmarks carefully.

7 min read
Gouache illustration of a person in profile carving a monthly notch into a post with a rising line of past notches, representing tracking net worth over time

How to Track Net Worth and Explain What Changed

Build a consistent net-worth history and separate saving, market gains, debt payments, and bookkeeping changes with a worked balance-sheet example.

7 min read
Gouache illustration of six fence posts of increasing height along a path, representing typical net worth increasing across age bands

Average Net Worth by Age: Mean and Median Fed Data

Compare average and median U.S. family net worth by age using the 2022 Federal Reserve survey, checked in 2026, with clear definitions and limits.

10 min read

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