Free Tool
Pay Raise Calculator
See what a raise actually adds to your paycheck after tax — by percentage or dollar amount.
A 5% raise on a $75,000 single-filer salary in California, paid biweekly, adds $89.77 to every paycheck after tax — the new salary is $78,750.00, and 62.2% of the raise is kept.
Extra take-home per paycheck
on a 5% raise
Effective marginal rate on raise
37.8%
Gross raise per paycheck
$144.23
Estimates based on projected 2026 federal and state tax tables. A raise never lowers your pay after tax — only the extra dollars are taxed at your marginal rate. Take-home can dip only if your percentage-based 401(k) contribution grows by more than the raise leaves after tax. Actual withholding may vary by W-4 settings and employer payroll practices.
2026 federal tables from IRS Rev. Proc. 2025-32; California, Texas, and New York state rates from the state's revenue department and statutes (2026 rates; brackets, standard deduction and exemptions from the latest published state tables, 2025 where the state has not released 2026 figures) (select any state in the calculator above). Reviewed by Junead Khan. Last updated .
Common raises on a $75,000 salary
Single filer, biweekly pay, California — what each raise percentage is worth after tax.
| Raise | New salary | Net per paycheck | Net per year | Share kept |
|---|---|---|---|---|
| 2% | $76,500.00 | +$35.97 | +$935.25 | 62.3% |
| 3% | $77,250.00 | +$53.96 | +$1,402.88 | 62.3% |
| 4% | $78,000.00 | +$71.94 | +$1,870.50 | 62.3% |
| 5% | $78,750.00 | +$89.77 | +$2,333.97 | 62.2% |
| 10% | $82,500.00 | +$177.82 | +$4,623.34 | 61.6% |
| 15% | $86,250.00 | +$265.87 | +$6,912.72 | 61.4% |
The same 5% raise, three states
State income tax is the biggest variable in what a raise is actually worth.
Texas
+$101.47
per paycheck
70.3% kept · 29.6% marginal
California
+$89.77
per paycheck
62.2% kept · 37.8% marginal
New York
+$93.68
per paycheck
65.0% kept · 35.0% marginal
Working backwards from a target
Ask for the paycheck increase you want, and the calculator solves for the raise.
To take home $100 more per biweekly paycheck on a $75,000 California salary, you need about $4,185.64 more a year — roughly a 5.6% raise, because part of it goes to federal tax, California state tax, Social Security, and Medicare.
Pay Raise questions.
On a $75,000 single-filer salary paid biweekly in California, a 5% raise ($3,750.00 a year before tax) adds about $89.77 to each paycheck after federal tax, California state tax, Social Security, and Medicare — 62.2% of the raise. Use the calculator above with your own salary, state, and pay frequency for your number.
No. Federal and state income tax use marginal brackets, so a raise only pushes the portion of your income above a bracket line into the higher rate — your existing income keeps its lower rate. A raise never lowers your pay after tax — only the extra dollars are taxed at your marginal rate. Take-home can dip only if your percentage-based 401(k) contribution grows by more than the raise leaves after tax, which is your own money moving to retirement, not a tax effect. This calculator shows the exact marginal rate your raise hits, including anywhere it crosses a bracket.
Multiply your current salary by the raise percentage, then add it to your current salary. A 5% raise on $75,000 is $75,000 × 0.05 = $3,750, for a new salary of $78,750. That $3,750 is the raise before tax — this calculator then runs it through the 2026 federal and state tax tables to show what actually lands in your paycheck.
It depends on your current salary — a 5% raise on $150,000 ($7,500) is larger than a flat $3,000 raise. Enter either a percent or a dollar amount in the calculator above; both run through the same tax engine so you can compare them directly in take-home terms.
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